Summary Features Comparison
|
Features |
Product Not Available |
Listed Events |
Accidental Damage |
|
Accidental Damage Cover |
No |
No |
Yes |
|
Electrical burn out of domestic motors |
No |
Yes, 15 years old or less |
Yes, 15 years old or less |
|
Replacement benefit for buildings |
Yes |
Yes |
Yes |
|
New for old cover for contents |
All contents |
All contents |
All contents |
|
New for old cover for carpets |
Yes |
Yes |
Yes |
|
Valuable items cover (incl. jewellery, sporting equipment and portable electronic equipment) as part of contents cover |
$2,000 in total |
Total of $5,000 or 20% of the contents sum insured, whichever is greater |
Total of $7,500 or 20% of the contents sum insured, whichever is greater |
|
Paintings, works of art, electronic equipment |
$20,000 per item |
$20,000 per item |
$20,000 per item |
|
Liability Cover |
$20 million |
$20 million |
$20 million |
|
Option to pay by the month |
Yes |
Yes |
Yes |
|
No Average/Co-insurance clause where you contribute to claims if you are under insured |
Yes |
Yes |
Yes |